{"id":309,"date":"2026-04-13T12:22:07","date_gmt":"2026-04-13T12:22:07","guid":{"rendered":"https:\/\/www.staging-uniplaces.com\/help\/?p=309"},"modified":"2026-04-17T10:19:00","modified_gmt":"2026-04-17T10:19:00","slug":"payment-failed","status":"publish","type":"post","link":"https:\/\/www.uniplaces.com\/help\/en\/payment-failed\/","title":{"rendered":"My Payment Failed on Uniplaces \u2014 What Should I Do?"},"content":{"rendered":"<p>If your payment fails, check your card details and available balance first. You have a short window to retry \u2014 your booking request is not cancelled immediately after a failed payment.<\/p>\n<h2>Why did my payment fail?<\/h2>\n<p>Payment failures on Uniplaces usually come down to one of a few causes:<\/p>\n<ul>\n<li><strong>Insufficient funds<\/strong> \u2014 your card doesn&#8217;t have enough balance to cover the first month&#8217;s rent plus service fee<\/li>\n<li><strong>Card limit reached<\/strong> \u2014 some cards have daily or monthly spending limits that can block larger transactions<\/li>\n<li><strong>3D Secure authentication failed<\/strong> \u2014 your bank may have sent a verification code that wasn&#8217;t completed in time<\/li>\n<li><strong>International transaction blocked<\/strong> \u2014 some banks block online or cross-border payments by default<\/li>\n<li><strong>Incorrect card details<\/strong> \u2014 a typo in the card number, expiry date or CVV will cause the payment to fail<\/li>\n<\/ul>\n<h2>Step 1 \u2014 Check your card details<\/h2>\n<p>Go back to the payment page and verify that your card number, expiry date and CVV are entered correctly. <strong>A single incorrect digit will cause the payment to fail.<\/strong> If you&#8217;re copying details from a physical card, double-check each field carefully.<\/p>\n<p>Also confirm that the billing address you&#8217;ve entered matches the address registered to your card \u2014 some payment systems use this for verification.<\/p>\n<h2>Step 2 \u2014 Contact your bank<\/h2>\n<p>If your card details are correct but the payment is still failing, contact your bank. Ask them specifically to:<\/p>\n<ul>\n<li>Check whether the transaction was blocked<\/li>\n<li>Authorise online or international transactions if they&#8217;re currently restricted<\/li>\n<li>Confirm your available balance covers the full amount<\/li>\n<\/ul>\n<p><strong>Many banks block online payments from new merchants by default<\/strong> \u2014 this is a security measure that your bank can remove quickly, often through their app or a quick phone call.<\/p>\n<h2>Step 3 \u2014 Retry or use a different payment method<\/h2>\n<p>Once you&#8217;ve checked your details and spoken to your bank, return to the Uniplaces checkout and try again. If the same card continues to fail, <strong>try a different card or switch to Klarna<\/strong> as your payment method.<\/p>\n<p>See <a>Which Payment Methods Does Uniplaces Accept?<\/a> for the full list of available options.<\/p>\n<h2>What happens to my booking request if payment fails?<\/h2>\n<p>A failed payment does not immediately cancel your booking request. <strong>You have a short window to resolve the issue and retry<\/strong> before the request expires. The exact window depends on the payment failure type \u2014 contact the <a href=\"https:\/\/find.uniplaces.com\/support\/\">Uniplaces support team<\/a> if you&#8217;re unsure how much time you have.<\/p>\n<p>If the payment cannot be resolved before the window closes, the booking request will expire and you&#8217;ll need to send a new one.<\/p>\n<h2>When to contact Uniplaces support<\/h2>\n<p>Contact support if:<\/p>\n<ul>\n<li>Your payment keeps failing after trying multiple cards<\/li>\n<li>You were charged but your booking is still showing as pending<\/li>\n<li>You believe you were charged more than once for the same booking<\/li>\n<li>You need help understanding how long you have to retry<\/li>\n<\/ul>\n<h2>Frequently asked questions<\/h2>\n<h4>Will a failed payment affect my credit score?<\/h4>\n<p>A failed payment on Uniplaces itself does not affect your credit score. However, if your bank declines the transaction, they may record the attempt internally. Contact your bank for more information about how declined transactions appear on their records.<\/p>\n<h4>Can I use a different card than the one I originally entered?<\/h4>\n<p>Yes \u2014 if your original card is failing, you can update your payment details and use a different card. Go back to the checkout page and enter the new card details before retrying.<\/p>\n<h4>What if I was charged but my booking is not confirmed?<\/h4>\n<p>Contact the Uniplaces support team immediately with your booking reference. This can happen due to a technical issue between the payment processor and Uniplaces, and the team will resolve it as quickly as possible.<\/p>\n<h4>How long do I have to fix a failed payment before my request expires?<\/h4>\n<p>The window varies depending on the type of payment failure. Contact Uniplaces support as soon as a payment fails \u2014 they can advise on your specific situation and help you avoid losing your booking request.<\/p>\n<p>Still need help?<br \/>\n<a href=\"https:\/\/find.uniplaces.com\/support\/\">Contact our support team \u2192<\/a><\/p>\n<h2>Related articles<\/h2>\n<ul>\n<li><a>Which Payment Methods Does Uniplaces Accept?<\/a><\/li>\n<li><a>How to Pay with Klarna on Uniplaces<\/a><\/li>\n<li><a>How to Send a Booking Request on Uniplaces<\/a><\/li>\n<li><a>I Think I&#8217;m Being Scammed \u2014 What Should I Do?<\/a><\/li>\n<\/ul>\n<p><script type=\"\"application\/ld+json\"\"><br \/>\n{<br \/>\n  \"\"@context\"\": \"\"https:\/\/schema.org\"\",<br \/>\n  \"\"@type\"\": \"\"FAQPage\"\",<br \/>\n  \"\"mainEntity\"\": [<br \/>\n    {<br \/>\n      \"\"@type\"\": \"\"Question\"\",<br \/>\n      \"\"name\"\": \"\"Will a failed payment affect my credit score?\"\",<br \/>\n      \"\"acceptedAnswer\"\": {<br \/>\n        \"\"@type\"\": \"\"Answer\"\",<br \/>\n        \"\"text\"\": \"\"A failed payment on Uniplaces itself does not affect your credit score. 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