{"id":1562,"date":"2026-04-30T14:04:32","date_gmt":"2026-04-30T14:04:32","guid":{"rendered":"https:\/\/www.uniplaces.com\/help\/?p=1562"},"modified":"2026-04-30T14:04:33","modified_gmt":"2026-04-30T14:04:33","slug":"ajuda-inquilinos-pagamentos-klarna","status":"publish","type":"post","link":"https:\/\/www.uniplaces.com\/help\/pt\/inquilinos-pt\/pagamentos-e-taxas\/ajuda-inquilinos-pagamentos-klarna\/","title":{"rendered":"Como Pagar com Klarna na Uniplaces"},"content":{"rendered":"<p>O Klarna permite-te dividir o pagamento da reserva em presta\u00e7\u00f5es ou pagar mais tarde. Est\u00e1 dispon\u00edvel em alguns pa\u00edses onde a Uniplaces opera \u2014 aparece como op\u00e7\u00e3o no ecr\u00e3 de pagamento se for eleg\u00edvel para ti.<\/p>\n<h2>O que \u00e9 o Klarna?<\/h2>\n<p>O Klarna \u00e9 um servi\u00e7o de pagamento que te permite flexibilidade adicional: pagar em presta\u00e7\u00f5es, pagar 30 dias depois, ou dividir em 3 ou 4 pagamentos sem juros. Em vez de pagares a primeira renda + taxa de servi\u00e7o de uma s\u00f3 vez, podes escalonar o pagamento.<\/p>\n<p><strong>A aprova\u00e7\u00e3o do Klarna depende de uma verifica\u00e7\u00e3o r\u00e1pida de cr\u00e9dito<\/strong> \u2014 feita pelo Klarna, n\u00e3o pela Uniplaces. A decis\u00e3o \u00e9 quase instant\u00e2nea.<\/p>\n<h2>Como saber se o Klarna est\u00e1 dispon\u00edvel<\/h2>\n<p>O Klarna aparece como op\u00e7\u00e3o no ecr\u00e3 de pagamento se:<\/p>\n<ul>\n<li>Est\u00e1s a reservar de um pa\u00eds onde o Klarna opera (maioria dos pa\u00edses da UE, Reino Unido)<\/li>\n<li>O valor da reserva est\u00e1 dentro dos limites do Klarna<\/li>\n<li>Tens os requisitos b\u00e1sicos (idade, morada verific\u00e1vel, etc.)<\/li>\n<\/ul>\n<p>Se n\u00e3o vires a op\u00e7\u00e3o no checkout, significa que o Klarna n\u00e3o est\u00e1 dispon\u00edvel para a tua reserva espec\u00edfica. Podes pagar com cart\u00e3o em alternativa.<\/p>\n<h2>Como pagar com Klarna \u2014 passo a passo<\/h2>\n<ol>\n<li><strong>No ecr\u00e3 de pagamento<\/strong>, seleciona &#8220;&#8221;Pagar com Klarna&#8221;&#8221; em vez de cart\u00e3o<\/li>\n<li><strong>Escolhe o plano de pagamento<\/strong> \u2014 pagar agora, pagar em 30 dias, dividir em 3 ou 4 presta\u00e7\u00f5es<\/li>\n<li><strong>Introduz os teus dados no Klarna<\/strong> \u2014 nome, morada, email, data de nascimento<\/li>\n<li><strong>Confirma a aprova\u00e7\u00e3o<\/strong> \u2014 o Klarna faz uma verifica\u00e7\u00e3o r\u00e1pida e aprova (ou recusa) em segundos<\/li>\n<li><strong>Volta \u00e0 Uniplaces<\/strong> \u2014 com o pagamento Klarna confirmado, a tua reserva segue o processo normal<\/li>\n<\/ol>\n<p>O Klarna envia-te emails de lembrete antes de cada presta\u00e7\u00e3o e podes gerir os pagamentos atrav\u00e9s da app Klarna.<\/p>\n<h3>E se um passo n\u00e3o funcionar?<\/h3>\n<ul>\n<li><strong>Klarna n\u00e3o aparece como op\u00e7\u00e3o<\/strong> \u2014 verifica o teu pa\u00eds de resid\u00eancia e o valor da reserva. Se n\u00e3o for eleg\u00edvel, usa um cart\u00e3o.<\/li>\n<li><strong>Klarna recusou o pagamento<\/strong> \u2014 a decis\u00e3o \u00e9 do Klarna, n\u00e3o da Uniplaces. Podes tentar com outros termos ou usar um cart\u00e3o.<\/li>\n<li><strong>Pagamento ficou pendente<\/strong> \u2014 aguarda alguns minutos e verifica o email. Se continuar pendente, contacta tanto o Klarna como a <a href=\"\"https:\/\/www.uniplaces.com\/city-explorer\/pt\/contactar-suporte\/atendimento-cliente\/\"\">equipa de apoio da Uniplaces<\/a>.<\/li>\n<\/ul>\n<h2>E se tiver problemas com o pagamento Klarna?<\/h2>\n<p>Para problemas com os pagamentos em si (presta\u00e7\u00f5es, datas, montantes), contacta diretamente o <strong>Klarna<\/strong> \u2014 o servi\u00e7o deles \u00e9 separado da Uniplaces.<\/p>\n<p>Para problemas com a reserva Uniplaces que pagaste via Klarna (cancelamento, reembolsos), contacta a <strong>Uniplaces<\/strong>. Se for aprovado um reembolso, a Uniplaces processa-o atrav\u00e9s do Klarna.<\/p>\n<h2>Perguntas frequentes<\/h2>\n<h4>O Klarna cobra juros?<\/h4>\n<p>Os planos &#8220;&#8221;pagar em 30 dias&#8221;&#8221; e &#8220;&#8221;dividir em 3\/4 presta\u00e7\u00f5es&#8221;&#8221; normalmente n\u00e3o cobram juros se pagares a tempo. Planos de presta\u00e7\u00f5es mais longas podem ter juros \u2014 verifica os termos antes de aceitar.<\/p>\n<h4>E se atrasar um pagamento Klarna?<\/h4>\n<p>O Klarna cobra taxas de atraso conforme os termos do teu pa\u00eds. O Klarna envia lembretes antes de cada pagamento \u2014 segue-os para evitar taxas.<\/p>\n<h4>Posso usar o Klarna com Reserva Imediata?<\/h4>\n<p>Sim \u2014 se o Klarna estiver dispon\u00edvel para ti, funciona tanto com pedidos de reserva como com Reserva Imediata.<\/p>\n<h4>O uso do Klarna afeta o meu score de cr\u00e9dito?<\/h4>\n<p>O Klarna faz uma verifica\u00e7\u00e3o suave (soft check) que geralmente n\u00e3o afeta o teu score. Consulta os termos espec\u00edficos do Klarna no teu pa\u00eds para confirmares.<\/p>\n<h4>Posso pagar a primeira renda com Klarna e as seguintes com outro m\u00e9todo?<\/h4>\n<p>Sim \u2014 o Klarna s\u00f3 se aplica ao pagamento inicial \u00e0 Uniplaces. As rendas seguintes pagas diretamente ao senhorio, segundo o m\u00e9todo que combinarem.<\/p>\n<p>Pronto para reservar?<br \/>\n<a href=\"\"http:\/\/www.uniplaces.com\/pt\"\">Pesquisa quartos e apartamentos \u2192<\/a><\/p>\n<h2>Artigos relacionados<\/h2>\n<ul>\n<li><a href=\"\"\/ajuda\/inquilinos\/pagamentos\/metodos-pagamento\/\"\">Que M\u00e9todos de Pagamento a Uniplaces Aceita?<\/a><\/li>\n<li><a href=\"\"\/ajuda\/inquilinos\/pagamentos\/pagamento-falhou\/\"\">O Meu Pagamento Falhou \u2014 O Que Devo Fazer?<\/a><\/li>\n<li><a href=\"\"\/ajuda\/inquilinos\/pagamentos\/custo-reserva\/\"\">Quanto Custa Reservar na Uniplaces?<\/a><\/li>\n<li><a href=\"\"\/ajuda\/inquilinos\/pagamentos\/primeira-renda-uniplaces\/\"\">Porque Pago a Primeira Renda \u00e0 Uniplaces?<\/a><\/li>\n<\/ul>\n<p><script type=\"\"application\/ld+json\"\">\n{\n  \"\"@context\"\": \"\"https:\/\/schema.org\"\",\n  \"\"@type\"\": \"\"FAQPage\"\",\n  \"\"mainEntity\"\": [\n    {\"\"@type\"\": \"\"Question\"\", \"\"name\"\": \"\"O Klarna cobra juros?\"\", \"\"acceptedAnswer\"\": {\"\"@type\"\": \"\"Answer\"\", \"\"text\"\": \"\"Os planos pagar em 30 dias e dividir em 3\/4 presta\u00e7\u00f5es normalmente n\u00e3o cobram juros se pagares a tempo. 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Est\u00e1 dispon\u00edvel em alguns pa\u00edses onde 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