{"id":4319,"date":"2025-01-17T15:23:12","date_gmt":"2025-01-17T15:23:12","guid":{"rendered":"https:\/\/explore.staging-uniplaces.com\/?p=4319"},"modified":"2026-03-17T13:12:11","modified_gmt":"2026-03-17T13:12:11","slug":"navigating-currency-exchange-in-milan-and-rome-tips-for-expats","status":"publish","type":"post","link":"https:\/\/www.uniplaces.com\/city-explorer\/navigating-currency-exchange-in-milan-and-rome-tips-for-expats\/","title":{"rendered":"Navigating Currency Exchange in Milan and Rome: Tips for Expats"},"content":{"rendered":"<h2><b>Introduction<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">As an expat in Milan or Rome, it\u2019s important to know how to handle <\/span><b>currency exchange and international transfers<\/b><span style=\"font-weight: 400;\">. The official currency in Italy is the Euro (EUR), so it\u2019s essential for newcomers to understand the local financial system. By learning how to manage <\/span><i><span style=\"font-weight: 400;\">expat currency<\/span><\/i><span style=\"font-weight: 400;\"> in Italy, you can make everyday transactions easier and get better exchange rates.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In these lively cities, being aware of different tools and services that make managing money smoother is crucial. Whether you\u2019re dealing with <\/span><b>Milan exchange rates<\/b><span style=\"font-weight: 400;\"> or looking for trustworthy options for <\/span><b>money transfers in Rome<\/b><span style=\"font-weight: 400;\">, understanding these systems will help you make smart choices. By embracing local financial practices, you can save money and blend in more easily with Italian life.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re looking for reliable services, check out <\/span><a href=\"https:\/\/wise.com\/\"><span style=\"font-weight: 400;\">Wise<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.revolut.com\/\"><span style=\"font-weight: 400;\">Revolut<\/span><\/a><span style=\"font-weight: 400;\">, or <\/span><a href=\"https:\/\/www.currencyfair.com\/\"><span style=\"font-weight: 400;\">CurrencyFair<\/span><\/a><span style=\"font-weight: 400;\">. These platforms provide competitive rates and user-friendly experiences designed specifically for expats handling their finances overseas.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re building a full financial checklist, connect this with I<\/span><a href=\"https:\/\/www.uniplaces.com\/city-explorer\/navigating-italian-banking-a-step-by-step-guide-for-expats\/\"><span style=\"font-weight: 400;\">talian banking for expats<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/www.uniplaces.com\/city-explorer\/navigating-italys-tax-system-a-guide-for-expats-in-milan-and-rome\/\"><span style=\"font-weight: 400;\">Italy\u2019s tax system in Milan and Rome<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<h2><b>Understanding Currency Exchange in Italy<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Navigating the financial landscape of a new country can be daunting, especially when it comes to currency exchange. In Italy, the official currency is the Euro (EUR), and understanding how to convert your money efficiently is crucial for expats living in dynamic cities like Milan and Rome. Here, we dive into some essential euro conversion tips and explore different facets of currency exchange.<\/span><\/p>\n<h3><b>The Role of Banks in Currency Exchange<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The Italian banking system plays a significant role in foreign exchange activities. With a well-established structure, it offers various options for expats seeking reliable services.<\/span><\/p>\n<h4><b>Overview of the Italian Banking System<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Italy\u2019s banking system is composed of three main types:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Commercial Banks<\/b><span style=\"font-weight: 400;\">: These are the most common banks where individuals and businesses conduct everyday transactions. They offer a wide range of services, including checking accounts, savings accounts, and currency exchange.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cooperative Banks<\/b><span style=\"font-weight: 400;\">: Known for their strong local presence, cooperative banks focus on serving community needs. They often provide personalized services and may offer competitive rates for currency exchange.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Savings Banks<\/b><span style=\"font-weight: 400;\">: Primarily focused on encouraging savings among individuals, these banks also provide basic financial services. While not as prevalent in foreign exchange as commercial banks, they remain an option for specific needs.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Each type of bank has its own strengths, making it essential for expats to evaluate what suits their requirements best.<\/span><\/p>\n<h4><b>Advantages and Disadvantages of Using Traditional Banks<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Traditional banks come with their set of pros and cons when it comes to currency exchange:<\/span><\/p>\n<p><b>Advantages<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Reliability<\/b><span style=\"font-weight: 400;\">: Italian banks are known for their stability and reliability. Expats can trust these institutions with their funds during euro conversions or any other financial transactions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Security<\/b><span style=\"font-weight: 400;\">: Banks adhere to strict regulations ensuring that transactions are secure, minimizing risks associated with fraud or scams.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Comprehensive Services<\/b><span style=\"font-weight: 400;\">: From setting up accounts to managing investments, traditional banks offer a full suite of financial services beyond just currency exchange.<\/span><\/li>\n<\/ul>\n<p><b>Disadvantages<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Higher Fees<\/b><span style=\"font-weight: 400;\">: One downside is that traditional banks often charge higher fees compared to other currency exchange providers. This can impact the overall cost when converting large sums.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Limited Flexibility<\/b><span style=\"font-weight: 400;\">: In some cases, the process might be less flexible than online options. It may require visiting branches during operating hours or dealing with paperwork.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">For those considering using traditional banks for foreign exchange in Milan or Rome, weighing these factors can guide better decision-making.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Exploring these elements provides expats with valuable Italy forex tips that can ease the transition into local financial systems. As you adjust to life in Milan or Rome, understanding how each type of bank operates will empower you to make informed choices about managing your finances efficiently.<\/span><\/p>\n<h3><b>Exploring Currency Exchange Providers in Milan and Rome<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Navigating the world of currency exchange in Milan and Rome can be a bit tricky for expats. Understanding how euro conversion works is crucial. It often involves keeping an eye on current trends in conversion rates. This is where <\/span><b>currency exchange tips<\/b><span style=\"font-weight: 400;\"> come in handy.<\/span><\/p>\n<h4><b>Currency Exchange Options in Milan<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">In Milan, several options exist for exchanging money:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>ForexChange<\/b><span style=\"font-weight: 400;\">: A reliable provider offering competitive rates.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Best and Fast Change<\/b><span style=\"font-weight: 400;\">: Another trusted service with convenient locations.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">These services offer competitive rates but always make sure to compare fees. Using online tools like XE Currency Converter can help you spot the best rates.<\/span><\/p>\n<h4><b>Currency Exchange Options in Rome<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Rome also offers plenty of choices for currency exchange:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cambio Valute<\/b><span style=\"font-weight: 400;\">: A popular service known for transparent fees.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Other local providers: Checking multiple providers ensures you get the best deal.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Services like Cambio Valute offer transparent fees and are popular among travelers and expats alike. Checking multiple providers ensures you get the best deal.<\/span><\/p>\n<h4><b>Digital Currency Exchange Solutions<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">For those who prefer digital solutions, consider online options like <\/span><b>Wise<\/b><span style=\"font-weight: 400;\"> or <\/span><b>Revolut<\/b><span style=\"font-weight: 400;\">. They provide easy-to-use platforms with attractive conversion rates and minimal fees. Wise allows you to hold a multi-currency account, which is great for frequent travelers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Balancing between local exchanges and online services gives expats flexibility in handling their finances efficiently while living in these vibrant Italian cities.<\/span><\/p>\n<h2><b>International Money Transfer Services for Expats<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Expats living in Rome and Milan often need to send money back home or manage funds across borders. Navigating <\/span><b>Italy money transfer<\/b><span style=\"font-weight: 400;\"> options can be overwhelming, but understanding the available services can simplify <\/span><b>Rome international payments<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><b>Introduction to Various Money Transfer Services<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Several international transfer services cater specifically to expats, offering competitive rates and ease of use. One standout option is <\/span><b>Wise<\/b><span style=\"font-weight: 400;\"> (formerly known as TransferWise). It\u2019s renowned for its transparency and affordability, making it a favorite among those needing efficient <\/span><b>international transfers<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Wise (TransferWise)<\/b><span style=\"font-weight: 400;\">: This service is popular for its mid-market exchange rates, meaning you get the real exchange rate without markups. Wise charges a small upfront fee, which is generally lower than traditional banks. It also boasts a user-friendly interface that simplifies the entire process of sending money abroad.<\/span><\/li>\n<\/ul>\n<h3><b>Comparing Different Money Transfer Options<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">When choosing a service for <\/span><b>Italy money transfer<\/b><span style=\"font-weight: 400;\">, it\u2019s important to consider factors such as fees, speed, and reliability. Here\u2019s a comparison of three popular options:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Wise (TransferWise)<\/b><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Fees<\/span><\/i><span style=\"font-weight: 400;\">: Known for low and transparent fees.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Speed<\/span><\/i><span style=\"font-weight: 400;\">: Transfers usually take 1-2 business days.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Reliability<\/span><\/i><span style=\"font-weight: 400;\">: High reliability with consistent customer satisfaction.<\/span><\/li>\n<\/ul>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>CurrencyFair<\/b><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Fees<\/span><\/i><span style=\"font-weight: 400;\">: Offers competitive rates but charges a flat fee plus a percentage of the transfer amount.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Speed<\/span><\/i><span style=\"font-weight: 400;\">: Typically takes 1-3 business days for transfers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Reliability<\/span><\/i><span style=\"font-weight: 400;\">: Trusted platform with a good track record in Europe.<\/span><\/li>\n<\/ul>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Revolut<\/b><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Fees<\/span><\/i><span style=\"font-weight: 400;\">: No fees for standard international transfers up to certain limits; premium accounts may offer additional benefits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Speed<\/span><\/i><span style=\"font-weight: 400;\">: Instant transfers between Revolut accounts; international transfers may take longer depending on currency and bank processing times.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">Reliability<\/span><\/i><span style=\"font-weight: 400;\">: Innovative app with additional features like budgeting tools and multi-currency accounts.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Each service has unique advantages that cater to different needs. Wise offers simplicity and cost-effectiveness, making it ideal for regular users who prioritize value. CurrencyFair provides flexibility with its peer-to-peer model that could potentially offer better rates under certain market conditions. Revolut stands out for its tech-savvy approach with an app that supports financial management alongside currency exchange.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Evaluating these options in terms of your own requirements will ensure you choose the best fit for managing your finances while living as an expat in Italy. Whether prioritizing speed, cost, or additional financial services, these platforms provide viable solutions for expats dealing with Rome international payments or any other location-based financial needs within Italy.<\/span><\/p>\n<h2><b>Financial Tips for Expats Living in Milan and Rome<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Living as an expat in Milan or Rome can be thrilling, yet managing finances in a new country might seem daunting. Here are some handy tips to help you navigate the financial landscape.<\/span><\/p>\n<h3><b>Budgeting with the Cost of Living in Mind<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Understanding the cost of living is crucial. Both Milan and Rome rank among Italy\u2019s most expensive cities. Rent, dining out, and transportation can quickly add up. To manage your budget effectively:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Track Your Expenses:<\/b><span style=\"font-weight: 400;\"> Keep an eye on daily expenses using apps like <\/span><i><span style=\"font-weight: 400;\">Mint<\/span><\/i><span style=\"font-weight: 400;\"> or <\/span><i><span style=\"font-weight: 400;\">YNAB<\/span><\/i><span style=\"font-weight: 400;\">. This helps identify areas where you can cut costs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prioritize Needs Over Wants:<\/b><span style=\"font-weight: 400;\"> Distinguish between essentials like housing and utilities, and non-essentials such as frequent dining out.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Leverage Local Markets:<\/b><span style=\"font-weight: 400;\"> Buying fresh produce from local markets can save money compared to supermarkets.<\/span><\/li>\n<\/ul>\n<h3><b>Joining Expat Networks for Financial Support<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Connecting with fellow expats offers invaluable insights into managing finances in Italy. These communities provide support, share experiences, and recommend trusted services.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Expat Groups on Social Media:<\/b><span style=\"font-weight: 400;\"> Join Facebook groups or forums like <\/span><i><span style=\"font-weight: 400;\">Internations<\/span><\/i><span style=\"font-weight: 400;\"> where expats discuss financial strategies.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Local Meetups:<\/b><span style=\"font-weight: 400;\"> Attend events and gatherings to meet others who have navigated similar challenges.<\/span><\/li>\n<\/ul>\n<h3><b>Currency Exchange and International Transfers for Expats in Milan and Rome<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Handling currency exchange efficiently is vital for expats dealing with international transfers. Here are some helpful steps:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Research Providers:<\/b><span style=\"font-weight: 400;\"> Compare rates and fees from different providers to ensure you\u2019re getting the best deal. Services like <\/span><a href=\"https:\/\/wise.com\/\"><span style=\"font-weight: 400;\">Wise<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.currencyfair.com\/\"><span style=\"font-weight: 400;\">CurrencyFair<\/span><\/a><span style=\"font-weight: 400;\">, or <\/span><a href=\"https:\/\/www.revolut.com\/\"><span style=\"font-weight: 400;\">Revolut<\/span><\/a><span style=\"font-weight: 400;\"> offer competitive rates.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Consider Multi-Currency Accounts:<\/b><span style=\"font-weight: 400;\"> Platforms such as Wise provide multi-currency accounts, allowing you to hold and transfer money in different currencies seamlessly.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Plan Large Transfers Carefully:<\/b><span style=\"font-weight: 400;\"> For substantial transactions, traditional banks might offer security despite higher fees. Always compare these options with online services.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Exploring these aspects of expat finance in Italy ensures smoother management of your finances while enjoying life in vibrant cities like Milan and Rome. Embrace these tools and communities to make informed decisions that cater to your financial well-being.<\/span><\/p>\n<h2><b>Conclusion<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Navigating currency exchange in Italy requires understanding various financial tools available to expats. Utilizing resources like <\/span><b>Wise (TransferWise)<\/b><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.currencyfair.com\/\"><span style=\"font-weight: 400;\">CurrencyFair<\/span><\/a><span style=\"font-weight: 400;\">, and <\/span><a href=\"https:\/\/www.revolut.com\/\"><span style=\"font-weight: 400;\">Revolut<\/span><\/a><span style=\"font-weight: 400;\"> can streamline your experience in Milan and Rome. These platforms offer competitive rates and transparent fees, making international transfers more manageable. By leveraging these services, expats can enhance their financial management and focus on enjoying life in these vibrant cities. Engage with local expat networks to share insights and experiences, further supporting your journey in managing currency exchanges effectively.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For day-to-day affordability, see <\/span><a href=\"https:\/\/www.uniplaces.com\/city-explorer\/living-costs-in-milan-and-rome-how-to-stretch-your-euro\/\"><span style=\"font-weight: 400;\">living costs in Milan and Rome<\/span><\/a><span style=\"font-weight: 400;\"> and adjust budgets accordingly.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As an expat in Milan or Rome, it&#8217;s important to know how to handle currency exchange and international transfers. The official currency in Italy is the Euro (EUR), so it&#8217;s essential for newcomers to u&#8230;<\/p>\n","protected":false},"author":2,"featured_media":8055,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","_uag_custom_page_level_css":"","_eb_data_table":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[95],"tags":[223],"class_list":["post-4319","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-italy","tag-finance"],"spectra_custom_meta":{"_eb_reusable_block_ids":["a:0:{}"],"_thumbnail_id":["8055"],"_edit_lock":["1773753136:2"],"_eb_attr":[""],"_uag_custom_page_level_css":[""],"theme-transparent-header-meta":[""],"adv-header-id-meta":[""],"stick-header-meta":[""],"footnotes":[""],"_edit_last":["2"],"_bsf_post_type":["0"],"_bsf_item_review_type":["none"],"_yoast_wpseo_primary_category":["95"],"_yoast_wpseo_focuskw":["Navigating Currency Exchange in Milan and Rome: Tips for Expats"],"_yoast_wpseo_metadesc":["Manage currency exchange as an expat in Milan and Rome. 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